Wednesday, 18 October 2017

Key Benefits of UOB Fund Transfer Facility in Singapore




UOB Bank guarantees its customers the best rates in the market when applying for their Funds Transfer facility. 

Features and Benefits of UOB Funds Transfer:


1. Flexible repayments:
  • CashPlus Customers – S$50 OR 2.5% of the statement balance, depending on whichever of the two is higher.
  • Cards - S$50 OR 3% of the statement balance, depending on whichever of the two is higher.
2. Paperless application process when you apply online for this facility.
3. Short term tenures of 3 months, 6 months and 12 months. 
4. Existing UOB Cash Plus customers and Card members can get their approval and cash disbursed within 5 business days.
5. UOB guarantees the Best Rate by matching any rate that other banks in Singapore have offered you by following the steps below:
  • Send an SMS to the bank. The procedure is available on the UOB Funds Transfer web page of the official UOB Singapore website.
  • Keep your letter of offer or a statement of account from another bank.
  • UOB will contact you within 3 business days to match the rate. 

Interest Rates and Tenures for UOB Funds Transfer:

Table 1: Find below the interest rates, processing fees and tenures for UOB Funds Transfer through UOB Credit Cards:

Tenure
3 Months Tenure
6 Months Tenure
12 Months Tenure
Processing Fee
1.8%
2.5%
4.5%
Effective Interest Rate or E.I.R.
7.38% p.a.
5.34% p.a.
5.20% p.a.

Table 2: Find below the interest rates, processing fees and tenures for UOB Funds Transfer through CashPlus:

Tenure
3 Months Tenure
6 Months Tenure
12 Months Tenure
Processing Fee
1.8%
2.5%
4.5%
Effective Interest Rate or E.I.R.
7.34% p.a.
5.27% p.a.
5.06% p.a.

Eligibility Criteria for UOB Funds Transfer:

  • UOB Funds Transfer is only applicable to UOB Cardmembers and CashPlus customers.
  • The applicant must be between the ages of 21 years and 64 years.
  • The applicant must earn a minimum income of S$30,000 per annum. 

Applying for UOB Funds Transfer:

You can apply for UOB Funds Transfer through the following ways:

If you are a UOB Credit Cardmember or a CashPlus customer you can apply through the following ways:
  • UOB Personal Internet Banking – You can log into your Internet Banking account online and apply for the Funds Transfer facility.
  • Online Form – This is a hassle free process and completely paperless. The online form is available on the UOB Funds Transfer web page of the official UOB Singapore website.
  • Funds Transfer Specialist – You can fill in the UOB Funds Transfer “Contact Me” form and provide your contact details. A UOB banker will then get in touch with you. The form is available on the UOB Funds Transfer web page of the official UOB Singapore website.
  • You can send an SMS to the bank and a banker will get in touch with you. The SMS procedure is available on the UOB Funds Transfer web page of the official UOB Singapore website.
If you are NOT a UOB Cardmember or a CashPlus customer you can apply through the following ways:
  • Online Form – This is a hassle free process and completely paperless. You have to choose between a UOB Credit Card and a Cash Plus account. After your loan amount has been approved, it will be drawn from your chosen account (Credit Card/CashPlus) and disbursed to any savings account you opt for. The online form is available on the UOB Funds Transfer web page of the official UOB Singapore website.
  • Funds Transfer Specialist – You can fill in the UOB Funds Transfer “Contact Me” form and provide your contact details. A UOB banker will then get in touch with you. The form is available on the UOB Funds Transfer web page of the official UOB Singapore website.
  • You can send an SMS to the bank and a banker will get in touch with you. The SMS procedure is available on the UOB Funds Transfer web page of the official UOB Singapore website.

Thursday, 21 September 2017

Things to Know About UOB YOLO Credit Card Before Applying

United Overseas Bank is one of leading banks across the globe that offers great financial services to its customers. The YOLO (You Only Live Once) credit card is designed to provide great benefits on entertainment, dining, etc.

Features and benefits

  • Avail access to some of the best events and clubs
  • Enjoy screening events, 1 for 1 tickets for weekend movie shows and a rebate of up to 10 percent at Cathay Cineplexes. Get a cash rebate of 3 percent on weekday entertainment and dining, online travel bookings and online fashion. On all the other expenses, you can enjoy cash rebate of 0.3 percent
  • Enjoy great food at some of the best bars and restaurants across the island
  • Avail free perks, complimentary upgrades, etc. when you are travelling
  • Get great benefits when you shop using the UOB YOLO credit card

Fees and charges

  • The annual fee for this credit card is SGD 192.60. For the first year, the annual fee is waived off.
  • The first supplementary card is free of cost. The second supplementary card, however, comes with an annual fee of SGD 96.30

Eligibility

  • The applicant must be 21 years old
  • The minimum annual income of a citizen of Singapore or a permanent resident of Singapore must be SGD 30,000 or the fixed deposit collateral must be a minimum of SGD 10,000.
  • The minimum annual income of a foreigner must be SGD 40,000 or the fixed deposit collateral must be a minimum of SGD 10,000.

UOB has many customized credit cards in Singapore and you can really compare all of their annual fees, promotion and eligibility with BankBazaar. Check UOB Yolo Credit Card reviews and updated promotion in Singapore by following below link.

Check out 5 Best Credit Cards of UOB in Singapore

Monday, 28 August 2017

In a Mood to Get a Credit Card? UOB has one for Every Mood

UOB Credit Card Review in Singapore
UOB Bank Providing Some of the Best Matched Credit Cards for Singaporeans Need
UOB or the United Overseas Bank is one of the most reputable banks in Singapore with a strong foothold across the whole Asian continent. It’s already a bank to be reckoned with, so why not see what they can offer to satiate your need to apply for a new credit card?

Following below link will give you a detail look where you can compare and find Best UOB Credit Card in Singapore with few Clicks
https://www.bankbazaar.sg/uob-credit-card.html

UOB Travel Credit Cards:

UOB offers a choice of 4 travel credit cards, each packaged with a host of features and benefits. Here is the list of travel credit cards offered by UOB:

  • UOB PRIVI Miles American Express Card.
  • UOB PRIVI Miles World MasterCard.
  • UOB PRIVI Miles Visa Card.
  • UOB Visa Signature Card.

UOB PRIVI Miles credit cards all offer 6 air miles per S$1 that you spend on select hotels and flights. Additionally, you will also receive 2.4 air miles per S$1 spent overseas and 1.4 air miles per S$1 spent locally. Exclusive benefits include complimentary airport limousine transfers, access to airport lounges across the world and complimentary travel insurance.

UOB Visa Signature Card offers 10X UNI$ on your online, overseas, Visa payWave and petrol purchases. You will also earn 1X UNI$ on all other purchases with no cap.

BankBazaar Provides a quick review on every travel credit cards offered by UOB in Singapore, check and compare the benefits of each cards here.
https://www.bankbazaar.sg/uob-travel-credit-cards.html

UOB Rewards Cards:

You can choose from 4 rewards cards depending on your needs and requirements:

  • UOB Lady’s Cards – Lady’s Card and Lady’s Solitaire Card.
  • UOB UnionPay Platinum Card.
  • UOB Preferred Platinum Visa Card.
  • UOB Professionals Platinum Card.

For all the special ladies out there who love shopping, you can get up to 10X UNI$ on shopping and taxi rides, complimentary entry and drinks at some of the most popular bars and restaurants, free parking and more when you apply for UOB Lady’s Cards.

UOB UnionPay Platinum Card offers 5X UNI$ on your overseas purchases and has the widest acceptance in China. UOB Preferred Platinum Visa Card offers 10X UNI$ on entertainment and online shopping as well as Visa payWave transactions. UOB Professionals Platinum Card offers perpetual fee waiver on the annual membership along with dining privileges, rewards and SMART$ rebate.

BankBazaar gives you a choice to compare the best reward credit card by UOB in Singapore by visiting following link
https://www.bankbazaar.sg/uob-rewards-credit-cards.html

UOB Rebate Cards:

UOB offers the maximum number of choices for their rebate cards where you can take a pick from 6 credit cards offering topnotch cash rebate:

  • UOB YOLO.
  • UOB One Card.
  • UOB Delight Credit Card.
  • Singtel-UOB Card.
  • Metro-UOB Card.
  • UOB JCB Card.

UOB YOLO offers up to 8% cash rebate on various transactions including entertainment, dining, online fashion, online travel and payments made using Apple Pay or UOB Mighty. UOB One Card offers cash rebate of up to 5% on all purchases + additional savings on fuel purchases at SPC and Shell. UOB Delight Credit Card offers up to 8% cash rebate at Giant, Guardian, Jasons, Market Place and Cold Storage + 10% discount on house brands at Giant, Guardian and Cold Storage.

Singtel-UOB Card offers cash rebate of up to S$360 per year on Singtel bill payments + Singtel vouchers of up to S$300 per year and perpetual annual fee waiver. Metro-UOB Card offers a discount of 10% on regular priced items at Metro and 5% Metro$ rebates on purchases + 20% discount on your birthday month. UOB JCB Card offers cash rebate of up to 6% at some of the most popular Japanese merchants including Tokyo Hands, Medi-Ya, Ichiban Sushi, Kuriya Japanese Market and more.

Find latest promotion and offers by UOB bank on their cash rebate credit cards by visiting BankBazaar.
https://www.bankbazaar.sg/uob-cash-rebate-credit-cards.html

Whether you are looking for air miles, reward points or cash rebate, UOB has a credit card to offer for any calling you have + additional benefits and privileges that are irresistible. So, which UOB credit card are you in the mood for today?